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Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP), is a car finance agreement that allows you to purchase your vehicle with a deposit, fixed monthly payments and at the end of the agreement you have three options; part exchange the vehicle, or if you wish to own the vehicle, you can pay the Optional Final Payment or return the vehicle.
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Personal Contract Purchase (PCH)
If you’re not concerned about ownership, Personal Contract Hire offers you a long-term leasing contract for use of the vehicle. At the end of your agreement, you return the vehicle and then you can upgrade to the latest model.
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